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Icelandic boy finds freedom on electric ATV denied by insurance

A 12-year-old Icelandic boy with spina bifida gained new freedom through an electric ATV his family purchased after health insurance refused coverage. The vehicle lets him explore rugged terrain with friends near their Reykjavík home. His father expressed frustration with Iceland's insurance system after their long battle for support.

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A 12-year-old Icelandic boy with mobility challenges discovered new independence after his family purchased an electric ATV. The vehicle allows him to join friends exploring the hills and trails near their Reykjavík neighborhood. Björgvin Arnar was born with spina bifida, leaving him paralyzed below the knees. For years, he struggled with frustration at being unable to join bicycle trips and hikes with friends in Grafarholt, a suburban area known for its rugged terrain. His father Arnar Baldvinsson expressed exhaustion from battling Iceland's national health insurance system. The family says the insurance provider refused to cover the specialized vehicle. "It's really fun, especially in rough terrain with lots of stones and such," Björgvin said about his new mobility. His father noted the vehicle has transformed life for both Björgvin and his family. The case highlights ongoing challenges families face when seeking support for disability equipment in Iceland's healthcare system. Many families must cover substantial costs themselves when insurance providers deny claims for specialized mobility devices.

Published: October 17, 2025

Tags: electric ATVIceland health insurancemobility disability

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